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Bond Investment

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Bonds are fixed-income investments that let you lend money to governments, companies, or institutions. In return, you receive regular interest payments and your principal back at maturity. The issuers use this capital to fund their projects, expansion plans, or infrastructure needs – while you benefit from passive income and portfolio stability.

At Anand Rathi Preferred, we bring this exclusive yet research-driven access to SEBI-regulated bond investments to you. From corporate bonds to government securities, invest in bonds that suit your risk profile and financial goals.

Benefits of Investing in Bonds with AR Preferred

Dedicated Fixed-Income Research Team

Dedicated Fixed-Income Research Team

Our in-house research team, specialized in fixed-income opportunities, ensures every bond is carefully evaluated from a safety, returns, and credibility point of view.

Research-Driven Bond Selection

Research-Driven Bond Selection

We carefully select government, corporate, tax-free bonds, and NCDs, backed by thorough analysis to ensure your investments are secure and growth-oriented.
Wide Choice Of Bonds

Wide Choice Of Bonds

Whether your priority is steady income or portfolio diversification, we provide a diverse range of bond options to match your unique financial needs.

Personalized Guidance

Personalized Guidance

No two investors are alike. We take the time to understand your goals (whether it's a steady income, retirement planning, or wealth preservation) and design bond investments accordingly.
 30+ Years Of Experience

30+ Years Of Experience

With over 30 years of collective expertise, we bring deep market knowledge and proven strategies to help you invest with confidence.
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Who Should Invest In Bonds?

High Net-Worth Individuals (HNIs) seeking Diversification

High Net-Worth Individuals (HNIs) seeking Diversification

Someone looking for a Stable cash flow

Someone looking for a Stable cash flow

Institutions are looking for Liquidity options for their investments

Institutions are looking for Liquidity options for their investments.

Professionals like doctors, lawyers, architects, or someone balancing risk and returns with a less volatile option

Professionals like doctors, lawyers, architects, or someone balancing risk and returns with a less volatile option.

How Does Bond Work?

Issuance

Issuance

A government or company issues a bond to raise capital.

Investment

Investment

You invest in the bond, essentially lending them money.

Interest Payouts

Interest Payouts

At fixed intervals, you receive regular interest (the coupon).

Maturity

Maturity

At the end of the term, your principal is returned.

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What Are the Categories of Bond Investment

Government Securities (G-Secs)

RBI-backed or issued by the Central or State government that come with low risk.

Corporate Bonds

Issued by reputed companies with attractive yields.

NCDs (Non-Convertible Debentures)

Usually, NCDs feature fixed tenure and predetermined interest rates.

Tax-Free Bonds

Interest earned is exempt from tax, ideal for high earners.

Municipal Bonds

Issued by local bodies for infrastructure development.

Structured Bonds

Customized instruments that combine fixed returns with market-linked features.

Customer Reviews

What Our Customer Has to Say About Us

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Dr. Divye Chhabra 
We would like to express our thanks for the work you have done for us over the past years. The expertise and attention to detail with which you have handled our financial affairs could not be faulted. Particularly reassuring to us is our feeling of certainty in the absolute integrity of your dealings with us. Your continual advice on financial planning issues has saved us significant amounts of money. May you prosper, along with your clients.

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Mr Manmohan Nagalia
I have been a client of Anand Rathi since 2010 and would highly recommend their services. They have assisted me with my complex financial structures and I have been more than happy with the results. I have recommended a number of my friends and family to Anand Rathi and they also are very happy with the service. I will definitely continue to praise about Anand Rathi services. This is what financial advisors should do! I have never had this kind of experience in the past with financial advisers and this is the kind of service I have been looking for. It’s nice to have one place to come to.

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Retd. Brgd Om Pal Singh Chauhan
I am absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in their client’s needs, circumstances and preferences. What really impressed me was the way you took the time to get a feeling for where I was at, your depth of knowledge, lateral thinking and your common sense approach. Your professional, ethical and caring demeanor elicits my trust and respect and I gladly recommend your services whenever possible.

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Laxmi Singh & Pragati Singh
Just wanted to thank you for all the excellent service and help in planning our investments. Couple of things that worked well for us are your Prompt service, Quick resolution, faster response TAT and Excellent advisory services suited to our risk appetite. Both I and my husband have had a great experience in the last 2 years and we feel assured that our life savings is in good hands. Keep up the good work and keep rocking 

FAQs

Answers to Common Questions About Bond Investments

FAQ
Bonds come in many forms, like government bonds, corporate bonds, municipal bonds, tax-free bonds, and structured bonds.

Other types of bonds available are based on issuer, security, credit rating, interest rates, maturity, listed/unlisted status, convertibility, and state guarantee.
No. While bonds are generally safer than equities, returns are not always guaranteed. It depends on the issuer's ability to pay interest and return your principal, as well as its financial health and credit rating.
Majorly, Low-rated (or "junk") bonds carry the highest level of credit risk. While they offer higher returns, there are also equal chances of default.
Government bonds are considered the safest because they are backed by the government's full faith and credit. In the same lane, even highly-rated corporate bonds also fall into the low-risk category.
If you wish to buy a bond, there are two ways. One is in the primary market (via exchanges), once the issuer announces a bond issue. The other alternative is to purchase bond deals in the secondary market.

At AR Preferred, we simplify this process by curating and securing the right bond investments for you.
In most cases, the bond's coupon (interest rate) depends on factors like:

• The issuer's credit rating (where a higher risk results in a higher coupon rate)
• Tenure (holding period) of the bond
• Ongoing interest rates in the market.
Yes. Investing in Bonds (or bond funds) is subject to interest rate risk, credit risk, and market movements. If interest rates rise, bond prices fall, which can affect your fund's value.
Credit risk refers to the chances that an entity will default on its payments. Likewise, when an issuer repays the bond (to the holder) before maturity, it is known as Prepayment risk in a bond.

Here, you stop earning the agreed-upon interest, and you may have to reinvest at lower rates.
Bonds are issued by governments, corporations, banks, municipal bodies, and even financial institutions to the public. Each bond issuer has a different purpose, ranging from funding infrastructure to raising working capital.
Each investment option has its strengths to suit a particular investor. On a general note, here is a quick difference between:

Bonds: They are direct, predictable, and provide a stable income over time. Here, the decision-making power stays with the investor.
Mutual Funds: Mostly, MFs are diversified, market-linked, and managed by professionals, but the final decision of investment stays with the fund manager. It has no steady cash flow (unlike interest in bonds).
At AR Preferred, we view bond investments as a tool for regular cash flow as well as capital preservation. Bond investments can form an integral part of your portfolio and thus, provide scope for diversification.
Bonds are a loan provided by the public to governments, corporate entities, or financial institutions, offering a steady return in the future.

In contrast, equity investments involve ownership in a company (via stocks), which carries high market risk, therefore, potential for higher returns versus bonds.
Before you buy bonds, there are some factors to note, such as:
• Check the issuer's credit rating.
• Bond type and its maturity period
• Interest rate provided
• Alignment with your investment goals (safety vs. returns).